Situated on the Atlantic Ocean, home sales averaged $260,000, as of May 2022, making beach living seriously affordable. 2. The unique geography of Siesta Key offers you to access the best amenities of Bradenton, the Tampa Bay area, and Sarasota. Baja California, Acapulco, Cancun, Puerto Vallarta, Rosarita, and La Paz are a few well-known beach areas, and quiet fishing villages might attract retirees with lower costs and casual. You can eat it literally right on the beach at Beach Bistro. You can be part of plenty of outdoor activities like taking part in golf courses, dolphin watching along the Halifax River, visiting museums and art galleries or visiting the Deland Memorial Hospital Museum, or hiking to Buncombe hill interpretive trail, Manatee Island Loop and many more. Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. This makes it one of the best beach towns in Florida to retire. Kings Point offers its residents free scheduled transportation throughout Sun City Center. This quaint beachy metropolis of 58,000 residents offers so much to see with its own unique charm. So you dont have to worry about making friends. There is the Ocean Springs Art Association, which represents over 300 local artists, and the largest fine arts festival in Mississippi, the Peter Anderson Arts & Crafts Festival. The content provided on Moneywise is information to help users become financially literate. Some people may need to pay taxes in Florida if they stay too Whats The Most Expensive Village in The Villages Florida? Places to visit:Sunsets at Pier 60 beach, Clearwater Beach, Caladesi Island, Fort De Soto Park, Pass-a-Grille Beach, Moccasin Lake Nature Park, Bilheimer Capital Theatre and many more. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. That compares quite favorably when you think of the more popular beach towns that Florida is known for. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. Clearwater, Florida is a small town in Pinellas County thats halfway up the west coast of the Sunshine State. There are few cities in the U.S. with more 55+ communities than Boynton Beach. . Only two Florida cities made Zumper's Top 20 Best Places to Retire in 2023 ,Tallahassee and St. Petersburg. is in violation of the regulations of this system. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. Check out the local parks, like Wilson Point and Kingston Point, and eateries such as Vinces Crab House and Carsons Creekside. You can explore the city beyond water bodies by visiting public parks, hiking, camping trails, ecological restoration, and protected wildlife areas. There are no guarantees that working with an adviser will yield positive returns. Plus, theres almost seven rooms per house on average, so youll have lots of space. We do not manage client funds or hold custody of assets, we help users connect with relevant financial Big Pine Key. Read Also: 12 Epic Day Trips From Tampa For Less Than $150. 20 Southern Beaches and Islands for Dreams of a Tropical Getaway. The town itself has a rich history, so it seems that there is always something going on. The Naval Air Station Pensacola brings military personnel, veterans, and their families to the town offering a lot of job opportunities. This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. Being the 7th most expensive city in Florida, it can make a huge dent in your retirement funds. Located on Florida's Gulf Coast, the Fort Myers metro area boasts a number of beaches within its reach, such as Fort Myers Beach and Sanibel and Captiva islands. The council on aging in Vero Beach serves more than 10,000 senior citizens with its transportation system and senior centers. Daytona Beach is relatively affordable if compared to other places on this list. Siesta Key is one of the best cities to live in Florida. Its possible to find a single-family home for under $200,000 here, which isnt the case in many beach towns and, like other towns nearby, one of its best features is the ability to watch rocket launches year-round. The healthcare scene is also upgraded with the setting up of Sarasota Memorial Hospital. Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. Manage Settings Home Price to Income Ratio: 3.08%. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. Elderdepot, Mobilehelp, iamfine, Piscifun, Proozy, TwinMed LLC, Medical Supply Depot, Mobile Home Parts Store, ShareASale. Many people dream of packing up their belongings and moving close to the beach, with visions of enjoying idyllic days in the sunshine, dipping their toes in the sand, and relishing the charms of life in a town that feels like endless summer.. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. Save my name, email, and website in this browser for the next time I comment. If you already have a boat, you will find a home in Tarpon Springs. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement. It comes as no surprise that not everyone knows about springs in Orlando. The historic waterfront downtown provides residents with shopping, dining, and a range of entertainment and activities from the Farmers Market, Bike Night, Friday Fest, Jazz Market, and the city-owned and operated 1,200-seat Sunrise Theatre for the Performing Arts. 9 spot. In addition to the low cost of living, there are local attractions to enjoy. 1. Lynn Haven, situated just north of Panama City, is a half hour away from some gorgeous beaches and St. Andrews State Park. It is famous for its 400 miles of canals, which means you will find wonderful waterfront homes. Middle River is also home to aerospace giant Lockheed Martin. (2023), 13 Most Romantic Florida Beaches for Couples in 2023. Destin's cost of living is almost 20% higher than the rest of the U.S. As an Amazon Associate I earn from qualifying purchases and referring traffic and business to Amazon and other companies linked to on this site. Aside from the lovely beaches, you can visit the local falls and hiking trails. To help with the decision, 55places.com put all the factors together and came up with a top 20 list. 2023 Copyright Senior Living Headquarters, link to Are Snowbirds Florida Residents? Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. The city of Port St. Lucie is just 60 miles away from Walt Disney World Resort and 20 minutes by car or boat across Indian River Bay. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. This 180 mile stretch probably has more places to retire than anywhere in the world, with the possible exception of the southeast coast of FL from Vero Beach to Miami. Because it is such an established community, there are plenty of activities to take part in. There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. Continue with Recommended Cookies. Piper Aircraft located here offers good employment opportunities to the people. Lush green grounds, beautiful homes (many within walking distance from beaches), and awesome restaurants where great food can be found at any time during the day. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. You can take a motorized kayak down the Indian River, go horseback riding on the beach or check out the historic waterfront downtown area for shopping, dining and more entertainment options. Are you confident in your retirement savings? Clearwater is an endless retirement paradise. There are loads of free activities to take part in, making this one of Floridas most affordable beach towns by far. Bein the county seat of Sarasota County, it is different from other nearby towns. Those who dont miss the opportunity of moving to this marvelous city dont usually regret it. His wife owns a successful family business that has served tens of thousands of people. The town has everything you need as a retiree. Read Also: 11 Best Beach Towns In Texas You Cant Miss. Check out these affordable beach towns. More: 4 ways to earn big returns outside the stock market. Located in Broward County on the Atlantic coast, this destination offers miles of pristine beachfront as well as trendy shops with an elegant atmosphere to complement its high-quality living standards. This country has been a popular place to retire overseas for more than 40 years. It has a population of almost 70,000. I would recommend you to visit The Cape along the shoreline and sit peacefully and watch rocket launching. Get matched with a financial advisor today at Datalign and get on the path to financial success. Historic Downtown Melbourne offers a quaint environment for shopping, dining, and entertainment options; and the 155-mile estuary, Indian River Lagoon, provides residents with opportunities to boat, fish, and surf. Over a third of the population is age 60 or older in this popular retirement destination, and the area has added. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. Property is extremely cheap in Port Arthur the median home value is just $65,800. Downtown Delray Beach is a lively area with lots of activity happening all the time. Data comes from the Census Bureau's 2019 5-year American Community Survey. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. It has got a population of over 13,000 people, a third of whom are above the age of 65. iStock. Theres just so much to do here. For education, Pensacola State College offers 100 programs making it one of the favorite places for the learners. There is a lot of culture in Fernandina Beach. With the perfect location, Titusville is connected by railroad from the small community Enterprise, and Daytona Beach. Best Beach Town in Florida to Retire- Siesta Key is also on our Best Place to Retire in Florida list because it's very close to two hospitals highly rated by Medicare. You wont need to splurge on your new digs, however. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. The median annual property taxes add up to $1,267. It is a rural community with a lot of the benefits of living in the big city. However, all of these benefits come at a cost. The county seat of Nassau County, Fernandina Beach is just north of Floridas beautiful Amelia Island. 3) Sebastian Florida. While there are plenty of single family homes to choose from, you can also find more than a few condominium projects if that is more your thing. Moreover, there is a thriving art community with many local galleries that are open all year round. Youll find all types of housing at varying price levels, including homes that are located close to or along the oceanfront at surprisingly affordable prices. Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. Costa Rica's cost of living can feel very affordable to retirees relocating from the U.S. You can build an epic sandcastle! Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. Your money will stretch far in Sebastian, and your quality of life will improve as a result. Knowing this will help you decide where to go and begin envisioning your life in the Sunshine State. Then, the reality of what it may cost to fulfill these dreams hits home. The possibilities are endless with these beautiful beaches and waterways at hand for your recreational pleasure. As an added bonus, spring time residents will enjoy having a spring training baseball facility in the town. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. Like other small towns in Florida, hosting spring training baseball games in Port Charlotte is part of the culture and among features residents love. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. Talk to a financial adviser for even more help with stretching those retirement dollars. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. Social Security: Women Get $354 Per Month Less Than Men - Here . Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. At extreme high tides or after winter storms, the water pushes up to to 50 feet in the air. Titusville,the cheapest beach town in Floridais gifted with an unspoiled natural landscape and 24 miles of protected coastline with gorgeous views. advisors. With its heritage as a sponge fishing center and the legacy of its Greek residents, its culture is one of its unique features. registered with the U.S. Securities and Exchange Commission as an investment adviser. Theres no shortage of things for residents hobbies. Nabbing the No. Add to that the reality that many of the communities in Palm Bay do not have the added expense of a Homeowners Association and it is easy to see why so many people are choosing to move here. Home of the Daytona 500 and so much more, Daytona Beach, Florida, offers 23 miles of white-sand beaches. Islamorada is a breathtakingly beautiful village of six islands just 90 minutes south of Miami. In short, Venice seems to have it all. All of this at a cost of living that is among the lowest in the region. This means you can explore and enjoy the coast like it was meant to be. So you might want to check with your accountant before making any move. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. 10 Best Places to Retire in Florida in 2023, 7 Best Places To Live In Northern Florida, 8 Best Breweries in Tampa, FL: A Definitive Guide To Breweries, 10 Most Beautiful Natural Springs in Orlando to Visit This Year, 12 Great Day Trips From Tampa For Less Than $150, 11 Most Dangerous Cities in Florida to Avoid in 2023, 23 Pros And Cons of Living in Cape Coral, Florida! Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. Theres a reason you always walk out with a receipt the length of your arm. The cost of living is 31% higher than the average. Fort Pierce is a great vacation spot in Florida in February. 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